[Assam] Microbanking and Grameen

[Masuk]

Emacs!
At 08:24 AM 10/14/2006, Dilip/Dil Deka wrote:
>There is microbanking in India and many suicides were ascribed to it 
>because farmers couldn't pay back. Then there is Grameen bank in 
>Bangladesh, one form of microbanking, that has been widely 
>successful and finally has won a Nobel prize.
>I was interested in learning the differences in approach in the two 
>countries and have been reading up on the subject. The following 
>site gives one a good account of Grameen and its successes.
>It looks to me, in India they are just reducing the loan amount and 
>calling it a microloan/microbanking, whereas in Bangladesh there is 
>a total new approach to it, to make sure that the borrowers can pay 
>back and will, by using social entrepreneurship.
>Thus the words "Grameen bank" and microbanking are not synonymous. 
>There is a little know-how involved.
>Dilip Deka
>
>[PDF] 
><http://www.gdrc.org/icm/a-dowla.pdf>Grameen<http://www.gdrc.org/icm/a-dowla.pdf> 
>Bank - Microleasing
>File Format: PDF/Adobe Acrobat - 
><http://72.14.209.104/search?q=cache:JEW13Lbby-gJ:www.gdrc.org/icm/a-dowla.pdf+grameen%2Bloan%2Bpenalty&hl=en&gl=us&ct=clnk&cd=5>View 
>as HTML
>payment of the leased amount any time without any penalty. ... as 
>well as access to other Grameen loan products induces the lessee to 
>make timely. payments. ...
>www.gdrc.org/icm/a-dowla.pdf
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