[Assam] Microbanking and Grameen
Masuk
masukmian at gmail.com
Fri Oct 13 23:51:40 PDT 2006
Emacs!
What is Micro Credit Loan?
http://www.prothom-alo.org/index.news.details.php?nid=OTc0
At 08:24 AM 10/14/2006, Dilip/Dil Deka wrote:
>There is microbanking in India and many suicides were ascribed to it
>because farmers couldn't pay back. Then there is Grameen bank in
>Bangladesh, one form of microbanking, that has been widely
>successful and finally has won a Nobel prize.
>I was interested in learning the differences in approach in the two
>countries and have been reading up on the subject. The following
>site gives one a good account of Grameen and its successes.
>It looks to me, in India they are just reducing the loan amount and
>calling it a microloan/microbanking, whereas in Bangladesh there is
>a total new approach to it, to make sure that the borrowers can pay
>back and will, by using social entrepreneurship.
>Thus the words "Grameen bank" and microbanking are not synonymous.
>There is a little know-how involved.
>Dilip Deka
>
>[PDF]
><http://www.gdrc.org/icm/a-dowla.pdf>Grameen<http://www.gdrc.org/icm/a-dowla.pdf>
>Bank - Microleasing
>File Format: PDF/Adobe Acrobat -
><http://72.14.209.104/search?q=cache:JEW13Lbby-gJ:www.gdrc.org/icm/a-dowla.pdf+grameen%2Bloan%2Bpenalty&hl=en&gl=us&ct=clnk&cd=5>View
>as HTML
>payment of the leased amount any time without any penalty. ... as
>well as access to other Grameen loan products induces the lessee to
>make timely. payments. ...
>www.gdrc.org/icm/a-dowla.pdf
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